R.E.P.O.

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Omniscye-Overdraft-1.0.0
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💸 Overdraft v1.0.0

You ever been broke in the middle of a shopping run and thought,
“Man, what if I just… bought it anyway?”

Now you can.
Overdraft lets you go deeper than broke - into the kind of debt that would make a banker cry.

  • When you hit the shop button with zero funds, the purchase will go through. You get your gear. Your balance goes into the red. Enjoy the consequences.
  • The more you owe, the worse the world gets. Fall into serious debt and Repo sends a collection: more enemies, more chaos, more reasons to regret your life choices.

What it does

  • Lets you complete shop purchases even when you don’t have the funds.
  • Applies a negative balance after purchase.
  • Scales enemy spawns based on how deep in debt you are.
  • Host controls spawn behavior, but everyone must have the mod installed to avoid desyncs and UI mismatches.

Debt Scaling

Debt (in dollars) Tiers Multiplier Notes
0 – -19,999 0 x1 normal spawns
-20k – -39,999 1 x2 mild bump
-40k – -59,999 2 x3 hot zone
-60k+ 3+ x4 (max) 🔥 fully capped

Credits

Made by Omniscye
Idea by Zabu

Buy stuff you can’t afford. Go into debt. The game gets angrier.

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