This Utility is meant as a optional and modular plugin that adjusts the current Hip and Lower Back cloth colliders to be not so bulbous while also avoiding clipping (as much as possible, some armors may have something that could poke through a cape/cloak)
This in no way alters the play or feel of the game, only that the player's model can now interact more with Cloth base Physics wearable gear. It can be removed or added at any time (if you find or feel this may be causing any performance issues on your end)
Version 2.0.0
Adjusted all Colliders except the shoulders/chest collider (now a bit more form fitting)
Added two more colliders that only take effect for things worn in the shoulder slot (capes), this will allow capes to be a bit further from the body and avoid some oddness around the feet area
Version 1.0.0
Tweaked Hip's Cloth Collider Direction to X axis instead of Y (across hips, instead up up and down torso) and Size (Height and Radius) also pushed it a bit back more (behind player)
Tweaked Lower Back's Cloth Collider Size (Radius)
Added Cloth Colliders to the Upper and Lower arms
Added Cloth Colliders to the Lower Legs and Feet